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Take a look below at our conventional home loan. If you need to know how to get a an “a” paper loan or an “a” paper home loan, you will find we have what you need. We invite you to click on any of the links or pictures below for more detailed information on our online California mortgage loan.

A Conventional Home Loan can be either a Conforming Mortgage ($417,000 or less) or a Jumbo Mortgage (over $417,000). There is also a Conforming Jumbo program that is priced in between the Conforming and Jumbo that has loan limits from $417,000 to $729,950 depending on where you live. This program is due to expire December 31, 2012. Conventional Home Loans are offered in many different Mortgage Programs, whether it is for purchasing a home or refinancing your existing home mortgage. These Mortgages may be on a Single Family Residence, Condominium, Townehome and 1-4 unit Investment Properties.

Due to the changes in the Real Estate Market over the past several years, there is only one way to qualify for a home loan. You must provide full documentation of you employment and income.

Whether or not you can qualify for one of the above home mortgage loans depends on the amount of your down payment, the credit scores of the Borrowers and the appraisal of the collateral being purchased.